Build an 800+ Credit Profile Lenders Trust
Strategic credit optimization for individuals who want stronger approvals, better terms, and long-term financial leverage.
Credit Strategy Built for Real-World Approvals
800s Club is a professional credit optimization firm focused on accuracy, structure, and strategy.
We approach credit from the same perspective lenders use when reviewing applications. That means identifying structural weaknesses, reporting inconsistencies, and risk signals that limit approvals — then correcting them with clear sequencing and execution.
Strong credit isn’t accidental. It’s engineered.
What We Focus On
We optimize the key factors that influence lending decisions:
- Credit profile structure and balance
- Revolving utilization and exposure
- Account history and reporting accuracy
- Bureau consistency
- Risk indicators reviewed by lenders
- Personal guarantor readiness
Every strategy is customized, intentional, and aligned with long-term profile strength.
How to Work With 800s Club
DFY
The 30-Day Massive Action Plan™
Our Done-For-You service begins with a Personalized 30-Day Massive Action Plan™, built from a full review of your credit profile.
This plan is designed to identify what matters most, in the right order, to move your profile toward stronger approvals.
What’s Included:
• A full review of your credit profile
• Priority actions based on impact
• Strategic sequencing for execution
• A clear path toward stronger approvals
• A professionally prepared PDF 30-Day Massive Action Plan™
Ongoing DFY Option:
Clients who choose to continue receive a monthly action plan, with updated priorities and ongoing optimization based on progress and reporting changes.
DIY
For clients who want guidance and control.
Our Do-It-Yourself option provides a structured, professional framework so you know exactly what to work on, in the right order, without confusion or overwhelm.
What’s Included:
• A Simple 30-Day Massive Action Plan™ (PDF)
• A second Step-by-Step Action Guide (PDF) outlining the exact actions required
• Structured credit strategy and roadmap
• Clear priorities and timelines
• Educational guidance with accountability
• A professional framework designed for self-execution
This option is ideal for individuals who want expert direction while maintaining full control of execution.
Who This Is For
This is a fit if you:
• Want stronger approvals and better terms
• Are preparing for funding or major purchases
• Value structure over shortcuts
• Are ready to take action
This is not a fit if you:
• Want instant results without effort
• Are looking for tricks or hacks
• Aren’t willing to follow a strategy
Our Process
- Secure client intake
- Credit data review
- Strategy development
- Guided or managed execution
- Ongoing optimization (optional)
Your Credit. Your Confidence. Your Legacy.
Don’t wait years. Take action now with a proven plan to achieve top-tier credit.